Our Mission and Goal
At F.L.A.C. Consultant Corp. our mission is to provide our clients with a first class forensic loan auditing services. Our goal is to deliver expert professional reports to lawyers, modification companies, mortgage companies, bankers, lenders, loan servicers, investors and individual consumers and borrowers’ agents.
F.L.A.C. Consultant Corp. delivers reliable information that will help to assist and support decisions in the level of compliance variances, laws and statutory regulations reflected by CFR and USC codes and in the State and local level reflected in regulations and laws that affect our industry products.
Our Commitment
F.L.A.C. Consultant Corp. is committed to serving our clients with exceptional professional and ethical standards; we stand by the transparency of our reporting process that reflects 22 years of experience in underwriting, banking compliance and loan auditing by maintaining high quality standards in our work.
F.L.A.C. Consultant Corp. is up-to-date with the regulatory and program requirements surrounding the “Making Home Affordable” program and contributing by offering through our reports the used of ACE (automated compliance engine). ACE also evaluates loans for compliance with critical aspects of the eligibility requirements of Fannie Mae’s Refi Plus™ and Fannie Mae DU Refi Plus™, Freddie Mac’s Relief Refinance MortgageSM and the Treasury’s the Home Affordable Modification programs. By providing reports generated by ACE and compliance review reports plus supplemental manual forensic reports, F.L.A.C. Consultant Corp. is proud to present one of the must complete and comprehensive modern mitigation supporting report that is offered in the current market; this is updated as regulations are implemented in this dynamic historical industry transformation, utilizing the integration of two powerful interaction systems presented under compliance review report and our forensic loan audit review report.
Who We Are
F.L.A.C. Consultant Corp. is a company with extensive experience in the field of forensic loan audit, underwriting and compliance.
Elizabeth M. Villa is the president and founder of F.L.A.C. Consultant Corp.
Qualifications include: FHA Direct Endorsement Certified Underwriter, FNMA Underwriter Certified, DU/DO/LP FNMA Certified, VA Underwriter Certified, VA LAPP Certified, Loan Modification Forensic Review Certified, Preventing and Curing D Theft Training, HUD’s Loss Mitigation Program Training by U.S. Housing and Urban, Development / National Servicing Center, MERS Integration System for Mortgage ID, CLASS due Diligence System Training 1st Part, Conduit Audit for secondary portfolio saleable loans, (participated with 8,000) for investors. Scratch and Dent Loans, BSA Bank Secrecy Act, Compliance OB Training Certification, Compliance Overview Training and Compliance Audit Training, Customer Confidentiality Certification by BVS Performance System, Marquis Training for CRA and HMDA Submissions, Metavante Regulatory Services Compliance for Large Commercial Banks Training, OB Compliance Audit Training, Asset Management Requests for Performing Loans Training (FNMA), The Basic for Mortgage Fraud Training (FNMA), Training for Loss Mitigation Overview for Servicers of Fannie Mae Loans, Training Hedging Interest – Rate Risk.
Location:
The Hallandale Beach Business Center
134 South Dixie Hwy
Suite: 208
Hallandale Beach, FL 33009
Contact:
Office: 1-800-483-9615
Cell: 786-234-3659
eFax: 1-800-483-9615
Useful Links
Mortgage Bankers Association: http://www.mortgagebankers.org/
Mortgage Fraud News: http://mortgagefraud.squarespace.com/
Mortgage Fraud Blog: http://www.mortgagefraudblog.com/
Mortgage Fraud Information: http://www.mortgageloan.com/mortgage-fraud/
The Mortgage Professor: http://www.mtgprofessor.com/Default.htm
Mortgage Daily: http://www.mortgagedaily.com/
FNMA: http://www.fanniemae.com/index.jhtml
FHLMC: http://www.freddiemac.com/
FHA: http://www.fha.gov/
FBI: http://www.fbi.gov
Search Bug: http://www.searchbug.com/
411.com: http://www.411.com/S
Appraisal Subcommittee: http://www.asc.gov/
AllRegs (compliance regulations): www.allregs.com
Social Security Administration: http://www.ssa.gov/
Internal Revenue Service: http://www.irs.gov/
Postal Service Investigations: http://postalinspectors.uspis.gov/?from=home&page=postalinspectors/
US Secret Service: http://www.secretservice.gov/
Financial Crimes Enforcement Network: http://www.fincen.gov
Federal Trade Commission: http://www.ftc.gov/bcp/edu/microsites/idtheft/
US Law (reference of legal terms): http://www.uslaw.com/
Legal Resources: http://www.aboutattorney.com/
Florida Emergency Management: http://floridadisaster.org/
Community Service Links: http://citizencorps.gov/programs/
Lawyer Resource (legal forms): http://www.findlegalforms.com/forms/
